In Park
Mobile Home Loans and Manufactured Home Loans in California Mobile Home Parks
Manufactured home loans are at the core of our business. California families have trusted us with their manufactured home loan needs for years. “In Park” manufactured home loans are the key to affordable home ownership for thousands of California families and senior citizens and we are here to help.
With a suite of new and used manufactured home purchase, refinance, and mobile home replacement loan products, we can help with almost any In Park loan need.
Credit Qualifying
Minimum 660 Credit
Minimum 5% down
HUD Code (1977-New) terms to 20 years
Pre-HUD (1970-1976) terms to 15 years
No Mortgage Insurance Required
Fixed rate Program
Fixed Rate Fixed rate loan programs to year loan terms with down payment as low as 5%. A Plus, A Minus and B credit programs available. Low origination fees and never a pre-payment penalty.
Qualified One Step Advantage Program
A fixed rate loan that starts at one low rate for five years, then steps up to a predetermined competitive rate for the remainder of the term. This is the loan program of choice for those planning to pay off in the first few years of their loan or first time home buyers looking for a “getting started” break in cost.
Equity Programs
The lowest in park rates available for 50% to 65% loan to value loans.
Preferred investor agreements allow us to provide the most aggressive group of mobile home and manufactured home loan programs in California.