Factory Built Finance

California's Most Inclusive Manufactured Home Loan Platform

Land Lease | Land Owned | Purchase | Refinance | Renovation | Construction

About us

Our best manufactured home loan platform..ever.

In park land owned, condo park, cooperative…and that’s not all. California mobile home lending meets a new age with a smarter approach.

We’ve been lending in Calfornia for a long time. Markets change and so do lenders. This is the best mix we’ve ever been able to offer. It’s all for You!

A few things we’re great at

They all involve affordable manufactured home financing…

Not sure where you stand? Our reliable pre-approval process is designed to get you home with certainty. We’ve done it every day thousands of times.

Manufactured Home Oceanside, California financed by Compadre Morttgage

California HOAs

One of the best housing values in California is the 55 plus Home Owners Assocations we serve. We offer a full suite of purchase, refinace, renovation and construciton loan programs.

Manufactured home sold by Compadre Manufactured Homes and financed by Compadre Mortgage

California Mobile Home Parks

Thousands of California home owners live in land lease communites, aka mobile home parks. We work with multiple investors to provide competitive pricing and terms.

Manufactured home loan by Compadre financed this home in Oceanside, California

Single Close Construction

Practical lending meets affordable new home construction. Looking to build? Our One Time Close program may be the answer you are looking for. Land equity = Down Payment

Get started

Simple online application

It’s easy to get moving. Whether you are just getting started and need to know where you fit in the market or you’ve found the perfect house, we’re here to help now!

Clear Communication

Know where you are every step of the way.

We make sure you know your loan status every step of the way. We take a unique approach..we answer the phone when you call.

A live informed loan officer is always more reassuring than text messages or emails. Ready to go? Here’s a list of the paperwork we will need and things you should not do.

Other Loan Products

Non-Conforming Manufactured Home Loan

Missing a 433A? If your manufactured home is in an approved community but does is not on a permanent foundatio? We can help. Check this out read more

Manufactured Home Renovation

Compadre Underwrites FHA 203K and FannieMae HomeStyle® renovation loans for eligible manufactured homes. For more information, CALL

Manufactured Home Refinance Loans

Have a high rate manufactured home loan and good credit. Apply online or CALL. Need to make a change in ownership and the home still has a loan? We can help.

HELOC Programs

COMING SOON

Manufactured Home Debt Consolidation Loan

COMING SOON

First Time Buyer 
Down Payment Assistance

If you haven’t owned a home in the last three years, you are most likely considered a First Time Home Buyer and may be eligible for 2% Down Payment Assistance. CALL

Ready to Get Started?

Use our simple secure online appplication to get started with any of our loan products. Have questions? Go ahead and give us a call at 888-790-8860 for fast answers.

Homes We Have Loved

Good people own these homes because we helped.

new construction
HOME & LOAN

Contact us

We actually answer the phone and are always available by email.