Manufactured Home Debt Consolidation Loans

Refinance your manufactured home in a mobile home park or approved cooperative community and inlcude high interest debt that you want to pay off. 

Manufactured home owners in mobile home parks can now leverage the equity they have built combined wiith their on-time payment history to qualify for improved interest rates and better terms. Plus, we now offfer the abiliy to payoff debt at the same time. Get rid of high interest credit card debt. Payoff the car. Have other bills that would be better gone. Include those too. 

 All Homes MUST be Owner Occupied Unless Park Model which can be Investment.

• Maximum Term New and Pre-Owned Home:
o 25 years for Primary & Secondary / Vacation Residence.
o 20 years for Primary & Secondary / Vacation Residence.
• Minimum Loan Amount $50,000
• NO Maximum Loan Amount
• 1976 and Newer (HUD code Standard)
• Approvals and Rates expire in 90 Days
• Pre-owned homes require a NADA appraisal but may be subject to a Datacomp (URAR) Appraisal
• Maximum 50% debt to income for all primary & secondary home with 700+ fico
• Maximum 47% debt to income for all primary & secondary with 680-699 fico and secondary homes
• Maximum 45% debt to income for all primary & secondary with 640-67
• 1% Lender Fee, $999 Lender Processing Fee and $499 Lender Admin Fee

Call for a free home valuation report and quote.